/* ==========================================================================
   Asset Recovery — main stylesheet
   Light, corporate, insurance-grade. Deliberately not the dark tech look:
   adjusters, carriers and insurers read white space and clarity as credibility.
     navy #123B54   teal #25A88F   steel #5E7C8E   paper #F4F7F9
   ========================================================================== */

*,*::before,*::after{box-sizing:border-box}

:root{
  --navy-900:#0C2A3D;
  --navy-800:#123B54;
  --navy-700:#1A4E6C;
  --navy-600:#24688C;
  --teal-600:#1B8B76;
  --teal-500:#25A88F;
  --teal-400:#43C0A8;
  --teal-050:#EAF7F4;
  --steel-600:#445E6E;
  --steel-500:#5E7C8E;
  --steel-300:#9DB3C0;
  --paper:#F4F7F9;
  --paper-2:#EAF0F4;
  --white:#FFFFFF;

  --ink:#16232B;
  --ink-dim:#55697A;
  --line:#DCE6EB;
  --line-soft:#E9EFF3;

  --shadow-sm:0 1px 2px rgba(18,59,84,.06),0 2px 8px rgba(18,59,84,.05);
  --shadow-md:0 4px 12px rgba(18,59,84,.08),0 12px 32px -12px rgba(18,59,84,.16);
  --shadow-lg:0 18px 48px -18px rgba(18,59,84,.30);

  --radius:12px;
  --radius-sm:9px;
  --wrap:1160px;
  --ease:cubic-bezier(.22,.61,.36,1);
  --font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Helvetica,Arial,sans-serif;
}

html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;font-family:var(--font);color:var(--ink);background:var(--white);
  line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--navy-600);text-decoration:none}
a:hover{color:var(--teal-600)}
h1,h2,h3,h4{line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em;font-weight:700;color:var(--navy-800)}
h1{font-size:clamp(2.1rem,5vw,3.5rem);font-weight:800;letter-spacing:-.03em}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem)}
h3{font-size:clamp(1.08rem,1.8vw,1.3rem)}
p{margin:0 0 1.1em}
ul{margin:0 0 1.1em;padding-left:1.2em}
li{margin-bottom:.45em}
strong{color:var(--navy-800)}

.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:24px}
.wrap{padding-inline:calc(24px + env(safe-area-inset-left,0px)) calc(24px + env(safe-area-inset-right,0px))}
.section{padding:clamp(56px,8vw,104px) 0;position:relative}
.section-tight{padding:clamp(40px,5vw,68px) 0}
.section-paper{background:var(--paper)}
.section-navy{background:var(--navy-800);color:#D6E4EC}
.section-navy h2,.section-navy h3{color:var(--white)}
.center{text-align:center}
.lead{font-size:clamp(1.02rem,1.5vw,1.19rem);color:var(--ink-dim);max-width:64ch}
.center .lead{margin-inline:auto}
.muted{color:var(--ink-dim)}
.narrow{max-width:760px;margin-inline:auto}

.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy-800);color:#fff;
  padding:12px 20px;z-index:200;border-radius:0 0 8px 0;font-weight:600}
.skip-link:focus{left:0}
:focus-visible{outline:2px solid var(--teal-500);outline-offset:3px;border-radius:4px}

/* ---------------------------------------------------------------- eyebrow -- */
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;
  font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--teal-600);margin-bottom:1rem;
}
.section-navy .eyebrow{color:var(--teal-400)}
.eyebrow::before{content:'';width:22px;height:2px;background:currentColor;border-radius:2px}

/* ---------------------------------------------------------------- header --- */
.site-header{
  position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);
  backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line-soft);
  transition:box-shadow .3s var(--ease);
}
.site-header.is-stuck{box-shadow:var(--shadow-sm)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:74px}
.brand{display:flex;align-items:center;gap:11px;color:var(--navy-800)}
.brand-text{display:flex;flex-direction:column;line-height:1.15}
.brand-text strong{font-size:1rem;font-weight:800;letter-spacing:.055em}
.brand-text em{font-size:.66rem;font-style:normal;font-weight:600;letter-spacing:.08em;color:var(--steel-500)}

.primary-nav{display:flex;align-items:center;gap:28px}
.primary-nav a{color:var(--steel-600);font-size:.93rem;font-weight:550;position:relative;padding:6px 0}
.primary-nav a:not(.btn)::after{
  content:'';position:absolute;left:0;bottom:0;height:2px;width:0;
  background:var(--teal-500);transition:width .28s var(--ease);border-radius:2px;
}
.primary-nav a:not(.btn):hover,.primary-nav a[aria-current]{color:var(--navy-800)}
.primary-nav a:not(.btn):hover::after,.primary-nav a[aria-current]::after{width:100%}
/* the nav CTA is a button, not a text link — restore its own padding, which the
   more specific `.primary-nav a` rule above would otherwise flatten */
.primary-nav a.btn{padding:12px 22px}

.nav-toggle{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;
  background:none;border:0;cursor:pointer;padding:10px;min-width:44px;min-height:44px}
.nav-toggle span{display:block;width:23px;height:2px;background:var(--navy-800);border-radius:2px;
  transition:transform .3s var(--ease),opacity .3s var(--ease)}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------------------------------------------------------------- buttons -- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:14px 26px;border-radius:8px;border:1.5px solid transparent;
  font-size:.95rem;font-weight:650;cursor:pointer;text-align:center;font-family:inherit;
  transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .2s var(--ease),color .2s var(--ease),border-color .2s var(--ease);
}
.btn-primary{background:var(--teal-500);color:#052E27;box-shadow:var(--shadow-sm)}
.btn-primary:hover{background:var(--teal-600);color:#fff;transform:translateY(-1px);box-shadow:var(--shadow-md)}
.btn-navy{background:var(--navy-800);color:#fff}
.btn-navy:hover{background:var(--navy-700);color:#fff;transform:translateY(-1px);box-shadow:var(--shadow-md)}
.btn-ghost{border-color:var(--line);color:var(--navy-800);background:var(--white)}
.btn-ghost:hover{border-color:var(--navy-800);color:var(--navy-800);transform:translateY(-1px)}
.section-navy .btn-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.section-navy .btn-ghost:hover{background:rgba(255,255,255,.1);border-color:#fff;color:#fff}
.btn-lg{padding:16px 32px;font-size:1rem}
.btn-block{width:100%}
.btn-row{display:flex;flex-wrap:wrap;gap:13px}
.center .btn-row{justify-content:center}

/* ---------------------------------------------------------------- hero ----- */
.hero{
  background:var(--navy-800);color:#D6E4EC;position:relative;overflow:hidden;
  padding:clamp(64px,9vw,116px) 0 clamp(72px,10vw,124px);
}
.hero::after{
  content:'';position:absolute;right:-10%;top:-30%;width:620px;height:620px;border-radius:50%;
  background:radial-gradient(circle,rgba(37,168,143,.18),transparent 66%);pointer-events:none;
}
.hero-inner{position:relative;z-index:1;max-width:760px}
.hero h1{color:var(--white)}
.hero h1 .accent{color:var(--teal-400)}
.hero .lead{color:#B9CEDA;font-size:clamp(1.05rem,1.8vw,1.26rem);margin-bottom:2rem}
.hero-assure{
  display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:2.2rem;padding-top:1.6rem;
  border-top:1px solid rgba(255,255,255,.14);
}
.hero-assure span{display:inline-flex;align-items:center;gap:8px;font-size:.88rem;color:#B9CEDA}
.hero-assure span::before{content:'';width:7px;height:7px;border-radius:50%;background:var(--teal-400);flex:none}

/* ---------------------------------------------------------------- cards ---- */
.grid{display:grid;gap:20px}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(275px,1fr))}
.grid-4{grid-template-columns:repeat(auto-fit,minmax(215px,1fr))}

.card{
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  padding:28px 26px;transition:transform .28s var(--ease),box-shadow .28s var(--ease),border-color .28s var(--ease);
}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--steel-300)}
.card h3{margin-bottom:.45em}
.card p:last-child{margin-bottom:0}
.card-num{font-size:.74rem;font-weight:700;letter-spacing:.14em;color:var(--teal-600);display:block;margin-bottom:12px}
.card-icon{
  width:46px;height:46px;border-radius:10px;margin-bottom:17px;
  display:grid;place-items:center;font-size:1.3rem;
  background:var(--teal-050);border:1px solid #CFEAE3;
}
.card-tags{display:flex;flex-wrap:wrap;gap:7px;margin:16px 0 0;padding:0;list-style:none}
.card-tags li{
  margin:0;font-size:.73rem;font-weight:550;padding:5px 10px;border-radius:6px;
  background:var(--paper);border:1px solid var(--line);color:var(--steel-600);
}

/* stats */
.stat{text-align:center;padding:22px 16px}
.stat-num{display:block;font-size:clamp(1.9rem,4vw,2.7rem);font-weight:800;color:var(--navy-800);letter-spacing:-.03em;line-height:1}
.section-navy .stat-num{color:var(--teal-400)}
.stat-label{font-size:.84rem;color:var(--ink-dim);margin-top:8px;display:block}
.section-navy .stat-label{color:#B9CEDA}

/* steps */
.steps{counter-reset:step;list-style:none;padding:0;display:grid;gap:16px;margin:0}
.steps li{
  counter-increment:step;position:relative;padding:24px 26px 24px 78px;margin:0;
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  transition:border-color .28s var(--ease),box-shadow .28s var(--ease);
}
.steps li:hover{border-color:var(--teal-500);box-shadow:var(--shadow-sm)}
.steps li::before{
  content:counter(step,decimal-leading-zero);position:absolute;left:26px;top:26px;
  font-size:.95rem;font-weight:800;color:var(--teal-600);
}
.steps h3{font-size:1.06rem;margin-bottom:.28em}
.steps p{margin:0;color:var(--ink-dim);font-size:.95rem}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,5vw,68px);align-items:center}
.split-media{
  border-radius:var(--radius);background:var(--paper);border:1px solid var(--line);
  padding:clamp(28px,4vw,52px);display:grid;place-items:center;
}
.split-media img{width:min(260px,70%)}

/* checklist */
.checklist{list-style:none;padding:0;margin:0 0 1.2em}
.checklist li{position:relative;padding-left:30px;margin-bottom:.6em;color:var(--ink-dim)}
.checklist li::before{
  content:'';position:absolute;left:0;top:.45em;width:17px;height:17px;border-radius:50%;
  background:var(--teal-050);border:1px solid var(--teal-500);
}
.checklist li::after{
  content:'';position:absolute;left:5px;top:.72em;width:6px;height:3px;
  border-left:2px solid var(--teal-600);border-bottom:2px solid var(--teal-600);
  transform:rotate(-45deg);
}

/* ---------------------------------------------------------------- cta ------ */
.cta-panel{
  border-radius:16px;padding:clamp(34px,5vw,62px);text-align:center;
  background:var(--navy-800);color:#D6E4EC;position:relative;overflow:hidden;
}
.cta-panel h2{color:var(--white)}
.cta-panel .lead{color:#B9CEDA}
.cta-panel::after{
  content:'';position:absolute;left:-8%;bottom:-60%;width:420px;height:420px;border-radius:50%;
  background:radial-gradient(circle,rgba(37,168,143,.2),transparent 66%);pointer-events:none;
}
.cta-panel > *{position:relative;z-index:1}

/* ---------------------------------------------------------------- forms ---- */
.form-shell{
  max-width:780px;margin-inline:auto;padding:clamp(24px,4vw,42px);
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--shadow-md);
}
.form-step{border:0;padding:0;margin:0 0 32px}
.form-step:last-of-type{margin-bottom:22px}
.form-step legend{
  font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--teal-600);padding:0;margin-bottom:5px;
}
.form-step h2{font-size:1.28rem;margin-bottom:.2em}
.form-step .step-hint{color:var(--ink-dim);font-size:.92rem;margin-bottom:19px}
.field{margin-bottom:17px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:17px}
label{display:block;font-size:.87rem;font-weight:600;margin-bottom:6px;color:var(--navy-800)}
.req{color:var(--teal-600)}
.opt{font-weight:400;color:var(--steel-500)}

input[type=text],input[type=email],input[type=tel],input[type=date],input[type=number],select,textarea{
  width:100%;padding:13px 14px;border-radius:8px;font:inherit;
  /* 16px is deliberate: iOS Safari zooms the page when a focused field is
     smaller than 16px, which throws the layout around mid-form. */
  font-size:16px;
  background:var(--white);border:1.5px solid var(--line);color:var(--ink);
  transition:border-color .2s var(--ease),box-shadow .2s var(--ease);
}
input::placeholder,textarea::placeholder{color:#9AAAB6}
input:focus,select:focus,textarea:focus{
  outline:none;border-color:var(--teal-500);box-shadow:0 0 0 3px rgba(37,168,143,.16);
}
textarea{min-height:132px;resize:vertical}
select{
  appearance:none;padding-right:40px;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath fill='%235E7C8E' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;background-size:12px;
}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

.checkgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:10px}
.checkgrid label{
  display:flex;align-items:flex-start;gap:10px;font-weight:400;font-size:.92rem;margin:0;
  padding:13px 14px;border-radius:8px;border:1.5px solid var(--line);background:var(--white);
  cursor:pointer;color:var(--ink);transition:border-color .2s var(--ease),background .2s var(--ease);
}
.checkgrid label:hover{border-color:var(--teal-500);background:var(--teal-050)}
.checkgrid input{margin-top:3px;width:17px;height:17px;accent-color:var(--teal-500);flex:none}

.form-error{
  background:#FDECEC;border:1px solid #F0BDBD;color:#8E2323;
  padding:15px 18px;border-radius:8px;margin-bottom:24px;font-size:.92rem;
}
.form-error ul{margin:8px 0 0;padding-left:1.2em}
.form-error li{margin-bottom:3px}
.field-err{color:#B23131;font-size:.82rem;margin-top:5px;display:block}
input.has-err,textarea.has-err,select.has-err{border-color:#D98080}
.form-foot{font-size:.83rem;color:var(--ink-dim);margin:15px 0 0;text-align:center}

.form-note{
  padding:16px 18px;border-radius:8px;background:var(--teal-050);
  border:1px solid #CFEAE3;font-size:.89rem;color:var(--steel-600);margin-bottom:26px;
}
.form-note p:last-child{margin-bottom:0}
.form-note strong{color:var(--teal-600)}

/* ---------------------------------------------------------------- legal ---- */
.legal{max-width:800px;margin-inline:auto}
.legal h2{font-size:clamp(1.25rem,2.2vw,1.6rem);margin-top:2em}
.legal h2:first-of-type{margin-top:1em}
.legal h3{font-size:1.04rem;margin-top:1.5em}
.legal p,.legal li{color:var(--ink-dim)}
.legal-updated{font-size:.86rem;color:var(--steel-500);margin-bottom:2.2em}
.legal-callout{
  padding:18px 22px;border-radius:8px;margin:1.5em 0;
  background:var(--paper);border-left:3px solid var(--teal-500);
}
.legal-callout p:last-child{margin-bottom:0}
.toc{padding:20px 24px;border-radius:var(--radius);background:var(--paper);border:1px solid var(--line);margin-bottom:2.4em}
.toc h2{font-size:.73rem !important;letter-spacing:.16em;text-transform:uppercase;color:var(--teal-600);margin:0 0 11px !important}
.toc ol{margin:0;padding-left:1.3em;columns:2;column-gap:28px}
.toc li{margin-bottom:5px;font-size:.9rem}

/* ---------------------------------------------------------------- footer --- */
.site-footer{background:var(--navy-900);color:#A9C1CE;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr 1.1fr;gap:40px;padding-block:58px 42px}
.footer-blurb{font-size:.9rem;color:#A9C1CE;margin-top:18px;max-width:40ch}
.footer-col h3{font-size:.73rem;letter-spacing:.15em;text-transform:uppercase;color:var(--teal-400);margin-bottom:15px}
.footer-col a{display:block;color:#A9C1CE;font-size:.9rem;margin-bottom:10px;transition:color .2s,transform .2s var(--ease)}
.footer-col a:hover{color:var(--white);transform:translateX(3px)}
.footer-col p{font-size:.9rem;color:#A9C1CE}
.footer-bar{
  display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:center;
  padding-block:20px;border-top:1px solid rgba(255,255,255,.12);
}
.footer-bar{padding-bottom:calc(20px + env(safe-area-inset-bottom,0px))}
.footer-bar p{margin:0;font-size:.83rem;color:#8DA7B6}
.footer-legal{display:flex;gap:20px}
.footer-legal a{color:#8DA7B6;font-size:.83rem}
.footer-legal a:hover{color:var(--teal-400)}

/* ---------------------------------------------------------------- reveal --- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.is-in{opacity:1;transform:none}
.reveal-d1{transition-delay:.08s}
.reveal-d2{transition-delay:.16s}
.reveal-d3{transition-delay:.24s}

/* ---------------------------------------------------------------- responsive */
@media (max-width:900px){
  .split{grid-template-columns:1fr}
  .split-media{max-width:420px;margin-inline:auto}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
}
@media (max-width:760px){
  .nav-toggle{display:flex}
  .primary-nav{
    position:fixed;inset:74px 0 auto;flex-direction:column;align-items:stretch;gap:0;
    background:var(--white);padding:12px 24px 28px;border-bottom:1px solid var(--line);
    box-shadow:var(--shadow-md);
    transform:translateY(-118%);transition:transform .4s var(--ease);
    max-height:calc(100vh - 74px);overflow-y:auto;
    padding-bottom:calc(28px + env(safe-area-inset-bottom,0px));
  }
  .primary-nav.is-open{transform:translateY(0)}
  .primary-nav a{padding:15px 0;border-bottom:1px solid var(--line-soft);font-size:1rem}
  .nav-cta{margin-top:16px;border-bottom:0 !important}
  .field-row{grid-template-columns:1fr}
  .toc ol{columns:1}
  .footer-grid{grid-template-columns:1fr}
}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important}
  .reveal{opacity:1;transform:none}
}

@media print{
  .site-header,.site-footer,.cta-panel{display:none}
  body{background:#fff;color:#000}
  .legal p,.legal li{color:#222}
}